Colorado builds are often on acreage or in mountain towns, where the right builder and a realistic schedule matter as much as the loan.
I'm licensed in Colorado, and I work with buyers building in the Front Range from Fort Collins to Colorado Springs, plus mountain and Western Slope communities.
How it works in Colorado
It's one loan, with one closing. You close before the build starts and make interest-only payments while the house goes up. When it's finished, the loan converts to your permanent mortgage. There's no second closing.
My team runs the draws in-house. As each stage is finished and inspected, the draw is paid directly to your general contractor, and you and your builder deal with the same people the whole way.
What's eligible
- Primary homes, second homes and investment properties
- Land you already own can count toward the build
- Teardowns and rebuilds
- Assets can be used as income (full documentation loan)
- Modular homes are not eligible
How it works, step by step → FAQ →
Neil Bourdelaise, NMLS #476326. NFM Lending, LLC dba Main Street Home Loans, NMLS #2893. Licensing: NMLS Consumer Access.